The Principal Mortgages Story

A highly experienced broker able to get loans approved where others fail

Established in 2001, Principal Mortgages has evolved to become a well respected, no-nonsense mortgage broker which has a track record of negotiating deals for clients that are far superior to those available to the public.

Its mortgage brokers are all highly qualified individuals and are Approved Credit Adviser’s with the Mortgage and Finance Association of Australia. Principal Mortgages has access to loans from over 40 lenders and use one of the most sophisticated software systems currently available in Australia.

By continually keeping up-to-date with the market Principal Mortgages brokers know which lenders are offering the largest discounts and incentives for new customers and they leverage off this knowledge to negotiate the best discount available for each client.

Our Difference

  • We are privately owned and not a franchise
  • The owner operates and manages the business
  • We think ‘outside the box’ and don’t just consider loans from the major lenders
  • Our brokers are all MFAA Approved Credit Advisers
  • We are lender agnostic – we do not favour any particular lender
  • We monitor your loan post settlement and advise you when a better deal is available
  • We disclose all fees and charges as well as our commissions

Our Director, Shaun Bettman

Shaun is a highly qualified Chartered Accountant and member of Chartered Accountants Australia and New Zealand.

After working at ING and Commonwealth Bank, Shaun founded Principal Mortgages to leverage off his knowledge of financial institutions for the benefit of his professional client base.

Since establishing the business Shaun has negotiated highly competitive interest rates for many clients as well as assisted them with loan structuring and tax considerations. Shaun specialises in organising finance for residential and commercial purchases and refinances.

Shaun-2
  • Qualified Chartered Accountant since 1996

  • Established mortgage broking business in 2004

  • 20+ years’ experience in the Finacial Services industry

  • Highly analytical and professional

  • Provides clients with a holistic solution as opposed to just finance

  • Often provides assistance with purchasing decisions

Our Mortgage Advice Service

  • Explain the property purchase process (where required)
  • Introduce you to a conveyancer (where required)
  • Determine your borrowing capacity
  • Explain the difference between lenders and loans
  • Show you a comparison of loans and interest rates
  • Request a large discount from lender
  • Recommend the appropriate loan
  • Complete the necessary paperwork
  • Submit applications such that they are more likely to be approved
  • Manage the process from submission through to settlement

Need help getting approved for the right home loan?

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